With rapidly advancing climate change, every year California faces increasingly devastating wildfires. But the insurance industry is only making this crisis worse. They are writing off entire regions of the state, refusing to sell homeowner insurance in areas threatened by wildfires or raising rates to the point where nobody can afford them. We need an Insurance Commissioner who refuses to accept the status quo and who will stand up to the insurance industry and utility companies to protect our communities. That’s Marc Levine. As Insurance Commissioner, Marc will work to:
- Make homeowners’, commercial, and all property insurance available in California more accessible and affordable.
- Increase investment in ongoing wildfire management and mitigation measures across the state to bring stability and predictability to the California property insurance market and protect those most vulnerable to wildfires.
- Guarantee homeowner insurance to any California homeowner who hardens their home against wildfires. Insurance companies should not be able to deny coverage or raise rates so high that coverage is out of reach for homeowners, effectively redlining whole regions of California.
- Provide a home hardening grant program of up to $10,000 per home to pay for implementing home hardening measures, similar to the Earthquake Brace and Bolt Program the California Earthquake Authority offers to help homeowners reduce their potential for damage in the event of an earthquake through seismic retrofits.